At NRI Grow, we are committed to safeguarding your privacy. This Privacy Policy explains how we collect, use, and disclose the information you provide when you visit our website and use our services. By accessing our website and providing your information, you consent to the terms of this Privacy Policy.
We collect various types of personal information from you, depending on your interaction with our website and services. This information may include your name, gender, age, postal address, phone number, email address, contact preferences, ID proof, bank account/credit card/debit card details, KYC details, proof of employment, proof of educational background, and other information that assists us in verifying your identity.
If required, we may also ask for and collect additional information from third parties, such as credit information from a credit bureau (where permitted by law) or information to verify identification details provided during registration.
You are responsible for ensuring that your personal information is accurate, complete, and up-to-date. We will make reasonable efforts to allow you to correct or delete inaccurate personal information, subject to applicable law. However, we may decline to process requests that violate our policy, terms, and conditions, and applicable laws, require disproportionate technical effort, or jeopardize the privacy of others.
We provide various services that allow you to manage contact information and other details. Our services may contain information on individuals or organizations, such as names, email addresses, phone numbers, and online identifiers. Additionally, your contacts may include organizational affiliations, job titles, birthdays, key dates, age, gender, general location, relationships, skills, interests, preferences, notes, photos, tags, and other categorizations.
Your use of our services may also involve access to your contact book, which suggests relationships between you and the individuals or organizations listed. We may infer relationship information based on various factors, such as the presence or absence of specific contact information, shared elements like addresses or affiliations, and your interactions with individual contacts.
If you choose to log into our website using your social networking accounts, you may provide your email address and password associated with those accounts. We will request permission to access and collect basic information from your social networking account, such as your name, profile picture, gender, networks, user IDs, date of birth, and any other public information. Even if you do not make this information public, we will store it in connection with other information collected from you.
Please refer to the respective social networking site's privacy policies to understand how they use and disclose your information.
We and our third-party service providers use cookies, web beacons, and other tracking technologies to collect information about your use of our website and services. This includes your browser type, ISP or operating system, domain name, access time, the URL of the previous website you visited, your page views, IP address, and device type. We use this information for website analytics, advertising, and to improve and maintain our website and services.
Cookies are small text files stored on your computer that identify your browser when you visit a website. You can modify your browser settings to decline cookies if you prefer; however, disabling cookies may affect the functionality of our website.
B. How NRI Grow Uses the Information We CollectWe collect your personal information and aggregate data to better understand your needs and provide you with a seamless experience on our website. We may use your personal information for the following purposes:
1. To provide our services to you, including registering you for our services, verifying your identity, and enabling you to use our website and services.
2. For customer support and to respond to your inquiries.
3. For internal record-keeping purposes.
4. To process billing and payment, including sharing with third-party payment gateways.
5. To improve and maintain our website and services, troubleshoot issues, and determine user preferences.
6. To periodically send promotional emails or updates about our products, special offers, or other relevant information.
7. To contact you via email, phone, or other electronic means to deliver certain services or information.
8. For market research purposes, including customizing the website or services based on your interests.
9. To resolve disputes, protect ourselves and other users, and enforce our terms and conditions.
10. To compare personal information collected through our website with information collected from third parties to verify its accuracy.
From time to time, we may offer electronic newsletters, polls, and surveys to users. If you choose to participate in any of these services, we may collect additional personal information as required for the respective service. You may opt out of receiving newsletters or promotional emails by following the unsubscribe instructions in each communication.
We may share your information as follows:
1. To protect us and others: We may disclose your information if required to comply with the law, legal process, or governmental authority, or to investigate potential unauthorized activities.
2. To third-party service providers and partners: We may share your personal information with vendors and service agencies to provide and maintain our website and services.
3. To law enforcement or government officials: We may disclose your information to cooperate with an investigation or as required by law.
4. In the event of a change of control or bankruptcy: If NRI Grow undergoes a merger, sale of assets or corporate reorganization, we may transfer your information to the succeeding entity.
5. At your request: We may share your information with other users or third parties if you explicitly request us to do so.
You may opt out of receiving promotional emails or updates by following the unsubscribe instructions provided in each communication. However, please note that we may still send you emails related to your account or requested services.
We may participate in third-party ad networks that display advertisements on our website and other websites based on your visits. These third parties may use cookies and tracking technologies governed by their specific privacy policies.
NriGrow is a certified Mutual Fund distributor registered with Association of Mutual Funds in India (AMFI) with Reg. No. -169846
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